Terms and Conditions of Service

Acceptance of Terms

By using our website and services, you confirm that you accept these Terms and Conditions and agree to comply with them. If you do not agree with any part of these terms, you must not use our services.

These terms constitute a legally binding agreement between you and talionexariv Financial Planning Limited.

Description of Services

We provide financial planning consultation services through a subscription model. Our services include monthly consultations, personalised financial guidance, and ongoing support to help you make informed financial decisions.

Services are provided subject to availability and may be modified or discontinued at our discretion with reasonable notice.

Your Responsibilities

As a user of our services, you agree to the following responsibilities:

• Provide accurate and complete information during consultations and registration
• Use our services only for lawful purposes and in accordance with these terms
• Maintain the confidentiality of your account information and login credentials
• Notify us immediately of any unauthorised use of your account
• Pay all applicable fees and charges in accordance with our pricing terms

Prohibited Uses

You may not use our services for any of the following purposes:

• Any illegal activity or violation of applicable laws and regulations
• Sharing, distributing, or reproducing our proprietary content without permission
• Attempting to gain unauthorised access to our systems or other users' accounts
• Using our services to provide financial advice to third parties without appropriate licensing

Intellectual Property Rights

All content, materials, and intellectual property on our website and in our services remain the exclusive property of talionexariv Financial Planning Limited. You may not copy, reproduce, or distribute our content without explicit written permission.

All content, design elements, and intellectual property on this website are owned by talionexariv Financial Planning Limited and protected by applicable copyright laws. Unauthorised reproduction or distribution is prohibited.

Privacy Policy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Please review our Privacy Policy to understand how we handle your personal data. Privacy Policy

Payment Terms and Billing

Our subscription services are billed monthly in advance. By subscribing, you agree to the following payment terms:

• Monthly subscription fees are £250 including VAT at 20%
• Payments are processed automatically on your billing date each month
• Representative APR: 0% (no interest charged on subscription fees)

Cancellation and Refunds

You may cancel your subscription at any time with 30 days written notice. Cancellations take effect at the end of your current billing period. We do not provide refunds for partial months of service already provided.

Limitation of Liability

To the fullest extent permitted by law, our liability to you for any damages arising from your use of our services is limited to the amount you have paid for services in the 12 months preceding the claim.

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently through the following procedures:

Termination of Services

We reserve the right to terminate or suspend your access to our services immediately if you breach these terms or engage in prohibited activities.

Upon termination, your right to use our services ceases immediately, and you must discontinue all use of our materials.

Modifications to Terms

We may update these Terms and Conditions from time to time to reflect changes in our services, legal requirements, or business practices.

Your continued use of our services after such modifications constitutes acceptance of the updated terms.

Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced documents, constitute the entire agreement between you and talionexariv Financial Planning Limited regarding the use of our services.

Contact Information

If you have questions about these Terms and Conditions, please contact us using the information provided elsewhere on this website.